The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Universal Financial Advisors Form CRS

Securities are offered through Osaic Wealth, Inc.

A registered broker/dealer. Member FINRA & SIPC.

Advisory services are offered through Universal Financial Advisors. Universal Financial Advisors, Universal Financial Group, and the Osaic Wealth, Inc. are separate entities. Osaic Wealth, Inc. and its representatives do not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation.

This site is published for residents of the United States for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business, and/or respond to inquiries in states or jurisdictions that have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction, or from every person listed.

Alva Roberts

Administrative Assistant

3147215522

3147211393

alva.roberts@ufgworld.com